Spend and save? Now you can.

Round up your everyday spending into an Ellevest Save account. It’s a smart and easy way to build up your emergency fund.

Access your money wherever you go.

Make unlimited withdrawals at any ATM and we’ll reimburse the fees.

Hidden fees? Never.

What you see is what you get.

No minimum balance fees

Keep your cash where it belongs, with you.

No transfer fees

Transfer money between banks at no cost.

No overdraft fees

Never get charged for spending more than you have.

We’ve got your security covered.

All accounts are FDIC insured up to $250,000.

Lost card? Easily lock it and reset your PIN in the app.

256-bit encryption to keep your account safe and secure.

Your Mastercard World Debit benefits

Contactless tap to spend safely and easily

ID theft resolution services

Extended warranty

Satisfaction guarantee

Unique debit card* with each level of membership

Where women bank.


What services are included with Ellevest banking?

With Ellevest banking, you’ll get an Ellevest Spend account, a custom Ellevest debit card, and an Ellevest Save account.*

Do I need to use both my Ellevest Spend and Save Accounts?

Ellevest’s money membership is designed to be customized so you can personalize your experience. While you will have access to Ellevest Spend and Save accounts, it is not required that you utilize both. 

Are there fees for banking?

There are no overdraft fees, no account fees, and ATM fees are reimbursed when using your debit card in the US. If you make a purchase with your debit card outside the US, any international transaction fees will be charged to your account and an international ATM withdrawal fee of $5 will be applied.

Does Ellevest offer Roundup?

Yes! When you have an Ellevest Spend account and turn on the Roundup* setting, we'll automatically round up every transaction to the next dollar. We'll put the change from those transactions right in your Ellevest Save account. Then that money is yours — you can let it add up in your Ellevest Save account or transfer it to an investment account!

Is my money insured by the FDIC?

The funds in your Ellevest Spend and Save accounts are FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. Banking products and services are provided by Coastal Community Bank, member FDIC.


*Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC.  The Ellevest Debit Card is issued by Coastal Community Bank, pursuant to license by Mastercard International. Your Ellevest Spend and Save accounts are FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC.

Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.

If you opt in to the Roundup Program for debit card purchases, each settled (i.e. fully completed) purchase transaction made with your Ellevest Debit Card will be rounded up to the nearest whole U.S. dollar. The Roundup amount will be transferred from your Spend Account to your Save Account. Foreign purchases are rounded up to the nearest whole dollar after the purchase is converted to U.S. dollars. ATM withdrawals and transactions in whole US dollars, e.g. $20, are excluded from the Roundup program. If, at the time of settlement of a purchase, your Ellevest Spend Account has insufficient available funds to cover the full amount of the Roundup transfer, the Roundup Transfer will not be made. If a purchase is canceled or reversed for any reason (including disputes), the corresponding Roundup Transfer will not be reversed.  You can opt out of the Roundup Program at any time.

Domestic ATM Transaction Fees will be reimbursed if a payroll direct deposit has been received within the prior 30 days of the ATM transaction settlement. International ATM withdrawal fee of $5 will apply.
Mastercard World Benefits:

Mastercard World Benefits