Swipe, earn, save

Get the Ellevest debit card to earn cash back and save while you spend.

Start banking

Swipe, earn, save 

Get the Ellevest debit card to earn cash back and save while you spend. 

Start banking

Swipe, earn, save 

Get the Ellevest debit card to earn cash back and save while you spend. 

Start banking

You don’t need a credit card to earn rewards

You can earn an average 5% cash back when you shop select brands locally and nationwide with the Ellevest debit card.

The perks of being a card-carrying member

No hidden fees, ever. Plus: Get access to your money at any ATM with unlimited withdrawals — we’ll reimburse the fees.


No minimum balance fees

Keep your cash where it belongs, with you.


No transfer fees

Transfer money between banks at no cost.


No overdraft fees

Never get charged for spending more than you have.

We’ve got your security covered.

green checkmark

All accounts are FDIC insured up to $250,000.

Lost card? Easily lock it and reset your PIN in the app.

256-bit encryption to keep your account safe and secure.

Your Mastercard World Debit benefits

Contactless tap to spend safely and easily

ID theft resolution services

Extended warranty

Satisfaction guarantee

Unique debit card* with each level of membership

Where women money.


What is the Ellevest cash back rewards program?

With the Ellevest cash back rewards program, you can earn cash back for eligible transactions with your Ellevest debit card. If you have the Ellevest debit card, you’re automatically enrolled in the Ellevest cash back rewards program. When you shop at participating merchants, your eligible transactions will earn cash back. You can see the offers that are available and the cash back amount in the rewards section of the Ellevest iOS app. Offers are customized based on your spending history. Offers may change or be removed without notice. 

Any cash that you earn, will be transferred into your Ellevest Save account once a month at the beginning of the following month.

What services are included with Ellevest banking?

With Ellevest banking, you’ll get an Ellevest Spend account, a custom Ellevest debit card, and an Ellevest Save account.*

Do I need to use both my Ellevest Save and Spend Accounts?

Ellevest’s money membership is designed to be customized so you can personalize your experience. While you will have access to Ellevest Save and Spend accounts, it is not required that you utilize both. 

Are there fees for banking?

There are no overdraft fees, no account fees, and ATM fees are reimbursed when using your debit card in the US. If you make a purchase with your debit card outside the US, any international transaction fees will be charged to your account and an international ATM withdrawal fee of $5 will be applied.

Does Ellevest offer Roundup?

Yes! When you have an Ellevest Spend account and turn on the Roundup* setting, we'll automatically round up every transaction to the next dollar. We'll put the change from those transactions right in your Ellevest Save account. Then that money is yours — you can let it add up in your Ellevest Save account or transfer it to an investment account!

Is my money insured by the FDIC?

The funds in your Ellevest Save and Spend accounts are FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. Banking products and services are provided by Coastal Community Bank, member FDIC.


Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.

Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Save and Spend Account deposits will be insured to the regulatory limits by the FDIC through Coastal Community Bank, Member FDIC.

The Ellevest Rewards program is powered by Dosh®, an unaffiliated third-party provider, which offers Ellevest banking members cash back on Ellevest debit card purchases from select merchants. Each Ellevest Rewards, Powered by Dosh program offer is available for a limited time only for qualifying purchases at participating merchants (subject to the particular offer and full program terms). Cash back amounts will vary and offers may become unavailable without notice. Additional terms, conditions and exclusions apply and can be found in the Ellevest Membership Terms and Conditions Agreement.

*Ellevest Debit Card will be rounded up to the nearest whole U.S. dollar. The amount rounded up will be transferred from your Ellevest Spend account to your Ellevest Save account (a "Transfer"). Foreign purchases are rounded up to the nearest whole dollar after the purchase is converted to U.S. dollars. ATM withdrawals and transactions in whole US dollars, e.g. $20.00 are excluded from the Ellevest roundup program. If, at the time of settlement of a purchase, your Ellevest Spend Account has insufficient available funds to cover the full amount of the Transfer, the Transfer will not be made. If a purchase is canceled or reversed for any reason (including disputes), the corresponding Transfer will not be reversed. You can opt out of the Ellevest roundup feature at any time.  

†Domestic ATM Transaction Fees will be reimbursed if a payroll direct deposit has been received within the prior 30 days of the ATM transaction settlement. International ATM withdrawal fee of $5 will apply. 

Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance.

Ellevest Membership fees are as follows: Ellevest Essential is $1 per month, Ellevest Plus is $5 per month, and Ellevest Executive is $9. Other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply.