The Go-Getter’s Guide to Investing

Why You’re Not Investing Already…

There may be lots of reasons, but who cares? You’re here now, and investing remains the best means to potentially grow your money.

And we’re all about women taking control of their finances, so let’s get into it.

Investing vs. Saving: What’s the difference?

10% is the average annual return the stock markets have produced since 1926. This includes the lowest lows: The Great Depression, the massive slide after September 11th and the financial crisis of 2008.

Source: The Basics for Investing in Stocks

…and the average interest rate on most savings accounts is actually below 1% — about 0.06%. People tend to think of saving as the “safer” route, but it’s not that simple.


Let’s say you’ve got $5,000,

and you plan to use the money in 30 years

Start with $5,000

Compounding is the 8th wonder of the world

“Returns” are what they sound like — the money that comes back to you from market gains or losses. Leaving in place gives you the opportunity for compounding: earning money on top of the money you earn.

*It’s unclear if Albert actually called compounding the “8th wonder of the world” or “the most powerful force in the universe.”