Bookmark This Tax Filing Info, Ellevest Clients

By Ellevest Team

It’s tax season, the most wonderful time of the year … for someone, we’re assuming. For the rest of us, it’s the season of gathering records, filing documents, and hoping for a refund. The good news: If you invest online with Ellevest, we’ve got your tax questions covered — plus a handy timeline of the tax deadlines and documents you’ll need for the 2023 filing year.

Alt: A laptop, coffee cup, checklist and pencil, and file box arranged in a collage. Illustration.

2023 IRA Contribution Timeline

You can keep contributing to your IRA for the 2023 tax year through April 15, 2024. You still have time to max it out, or just keep putting in.

The Ellevest contribution deadline is April 9. That little buffer helps us make sure we can process your deposit in time. You’ll need to have an open account and an active bank link to make a contribution to your IRA.

For 2023, you can contribute a maximum $6,500 if you’re under 50, and $7,000 if you’re over 50. If you have more than one IRA, that is the limit across all of them — both traditional and Roth IRAs.

If you’d like to know more about that, we’ve got you covered. Check out our Retirement IRS Limit Cheat Sheet.

2023 Tax Document and Filing Timeline

Every year, Ellevest and Goldman Sachs Custody Solutions (your account’s broker-dealer and custodian, formerly called Folio) provide all Ellevest clients with the tax documents you’ll need in order to tell the IRS about your investment account(s) when you file your taxes.

We’ll send you an email every time a new 2023 tax document becomes available in your account. After you get the email, you'll be able to find the document by logging in to your account on desktop, clicking on “Hi, [your name]” in the top right-hand corner of your dashboard, and then selecting “Documents” from the dropdown menu. From the mobile app, you can tap the User tab at the bottom of the screen, then “Documents.” Note that if you can no longer access your Ellevest account, there are other ways to download these documents. Please email for more information.

Here’s when you can expect each document. (FYI, depending on your account, you may not need all of them. We’ll only send you the ones you need.)

February 1, 2024: Form 1099-R will be available.
This form lets you list any distributions (aka withdrawals) you took from your IRAs in 2022.

February 28, 2024: First day most Ellevest clients can file taxes.
You’ll receive a 1099 form if you sold securities, or if your dividends or interest in a taxable account were greater than $10. You’ll also receive an 8949 form if there were any securities sold in your taxable account — this form lets you list capital gains and / or losses.

April 9, 2024: Ellevest’s IRA contribution deadline.
To make a 2023 contribution to your Ellevest IRA account, you’ll need to have an active bank link, no restrictions on your account, and a deposit scheduled on or before this day. (Here’s more info if you need help.)

April 15, 2024: IRS tax filing deadline for 2023.
The normal “file-your-taxes-by-today” day.

May 31, 2024: Form 5498 will be available.
This form lets you list your total contributions to your IRA in a given tax year. It’s just for your records and not required for tax reporting.

October 15, 2024: IRS extension tax filing deadline for 2023.
Just FYI.

If you have more questions, check out our Tax Time Resource Center. And once you file your taxes, remember that you can use your refund to get started on your money goals — we’ve got three ideas to help.

Looking for 1:1 support or have specific questions about your taxes? Book 30 Minutes with an Ellevest Tax Pro for answers — and you’ll leave with clarity and confidence when it’s time to file. Or book a complimentary call with Ellevest’s all-women team and get support right away.


© 2024 Ellevest, Inc. All Rights Reserved.

All opinions and views expressed by Ellevest are current as of the date of this writing, are for informational purposes only, and do not constitute or imply an endorsement of any third party’s products or services.

Information was obtained from third-party sources, which we believe to be reliable but are not guaranteed for accuracy or completeness.

The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities, and should not be considered specific legal, investment, or tax advice.

The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person.

Investing entails risk, including the possible loss of principal, and past performance is not predictive of future results.

Ellevest, Inc. is a SEC registered investment adviser. Ellevest fees and additional information can be found at

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Ellevest helps women build and manage their wealth through goal-based investing, financial planning, and wealth management. Our mission is to get more money in the hands of women.