Tell us a bit about yourself and select a plan that works for you. Starting at $1/month. You can cancel anytime.
Membership gives you access to investing, banking, learning, and coaching. No minimums, no barriers, no hidden fees.
Monthly progress reports to celebrate when you’re on track to your money goals and help you adjust if you’re not.
Everyone should have the opportunity to build wealth. We invest your money for you using our proprietary algorithm factoring in women’s pay gaps, career breaks, and longer lifespans.
Quick tips, workshops, courses, and guides to learn at your own pace, created by our team of financial planners and career coaches.
Round up your everyday spending to build up your emergency fund.* Unlimited ATM fee refunds and no hidden fees.‡
We recommend how much you should save — down to the dollar. Our Concierge Team will help you roll over a 401(k) or transfer a traditional, Roth, or SEP IRA.
Ellevest was founded to help close the gender money gaps, but we welcome clients of all gender identities and expressions. Our digital investing platform uses gender-specific salary curves and longevity data to provide personalized recommendations and forecasts for your goals. Ellevest is only able to serve clients living in the contiguous US as well as in Alaska and Hawaii.
Absolutely. You can withdraw part or all of your available balance in your taxable investment account, your Spend account, and your Save account. (Depending on the account type, it may take up to five business days for money deposited into your accounts to become available).
You can access the funds in your Spend account through your Ellevest debit card.
Nope! We don’t charge a separate advisory fee on your assets in the membership services. Fees for your advisory services, execution, custody, and banking services (your Save and Spend accounts) are included in your membership fee.
The cost for a money membership at Ellevest varies by plan:
Ellevest Essential: $1 monthly fee
Ellevest Plus: $5 monthly fee
Ellevest Executive: $9 monthly fee
For the Ellevest Spend & Save accounts, there are no overdraft fees, no account fees, and ATM fees are reimbursed when using your card in the US.‡ If you make a purchase with your debit card outside the US, any international transaction fees will be charged to your account. If you use an ATM outside of the US, an International ATM withdrawal fee of $5 will be applied.
For an Ellevest membership, we bill monthly, on or near the date you became a member. Your linked bank account will be charged the monthly membership fee.
With Ellevest banking, you’ll get a Spend account accessible from your Ellevest account, a custom Ellevest debit card, and a Save account. There are no overdraft fees, no account fees, and domestic ATM fees are reimbursed.‡
*Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Spend and Save Account deposits will be insured to the regulatory limits by the FDIC.
Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.
If you opt in to the Roundup Program for debit card purchases, each settled (i.e. fully completed) purchase transaction made with your Ellevest Debit Card will be rounded up to the nearest whole U.S. dollar. The Roundup amount will be transferred from your Spend Account to your Save Account. Foreign purchases are rounded up to the nearest whole dollar after the purchase is converted to U.S. dollars. ATM withdrawals and transactions in whole US dollars, e.g. $20.00 are excluded from the Roundup program. If, at the time of settlement of a purchase, your Ellevest Spend Account has insufficient available funds to cover the full amount of the Roundup transfer, the Roundup Transfer will not be made. If a purchase is canceled or reversed for any reason (including disputes), the corresponding Roundup Transfer will not be reversed. You can opt out of the Roundup Program at any time.
‡Domestic ATM Transaction Fees will be reimbursed if a payroll direct deposit has been received within the prior 30 days of the ATM transaction settlement. International ATM withdrawal fee of $5 will apply.