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Personalized investing — designed by women, for women — and you can start with just $1.
Earn cash back rewards when you use your Ellevest debit card to shop.
Get exclusive access to 1:1 sessions, workshops, and more to step up your money game.
Ellevest was founded to help close the gender money gaps, but we welcome clients of all gender identities and expressions. Our digital investing platform uses gender-specific salary curves and longevity data to provide personalized recommendations and forecasts for your goals. Ellevest is only able to serve clients living in the contiguous US as well as in Alaska and Hawaii.
The financial services industry was built by men, for men — which means it was not built for women.
Case in point: 99% of investment management firms are owned by white men; 86% of financial advisors are men; more than 90% of professional stock traders are men; and the list goes on.
Financial advice is not gender-neutral. Women’s financial lives are different — we tend to get paid less, stop getting raises a decade earlier, live longer (which means we need to rely on our retirement accounts for longer), have more debt, do more unpaid labor, get fewer promotions … and so on.
Isn’t it time for a financial company built by women, for women?
Ellevest’s digital investing platform brings women’s real lives into the data model so that we can give you more tailored financial advice — advice that we believe can be more likely to help you hit your goals.
2021 winner for Best Robo-Advisor for IRA Investing ©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.
Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.
Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Save and Spend Account deposits will be insured to the regulatory limits by the FDIC through Coastal Community Bank, Member FDIC.
The Ellevest Rewards program is powered by Dosh, an unaffiliated third-party provider, which offers Ellevest banking members cash back on Ellevest debit card purchases from select merchants. Each Ellevest Rewards, Powered by Dosh program offer is available for a limited time only for qualifying purchases at participating merchants (subject to the particular offer and full program terms). Cash back amounts will vary and offers may become unavailable without notice. Additional terms, conditions and exclusions apply and can be found in the Ellevest Membership Terms and Conditions Agreement.
The “Three Months Free” Promotional offer is offered to those who sign up for an Ellevest Membership service (Ellevest Essential, Ellevest Plus, or Ellevest Executive) on or before 12 AM EDT on 9.30.21 (the “Promotional Period”). Clients who enroll before the end of the Promotional Period will pay no Ellevest Membership fee for the first three months of their membership period, starting on the date the membership agreement is acknowledged. After three months from this date, the applicable fees for the Membership service selected will be reinstated.
Start investing, get exclusive access to one-on-one coaching, find tools to practice financial wellness, and more.
become a memberInvest, save, and do more for your career with the Ellevest membership.
Start investing for future goals, save for the short term, and navigate your career — all in one place. Plans start at just $1.
A no-minimum investing account to get started
20% discount on 1:1 coaching
FDIC-insured emergency fund
Cash back rewards with the Ellevest debit card
Everything in Ellevest Essential
An Ellevest IRA and help planning for retirement
30% discount on 1:1 coaching
Everything in Ellevest Plus
5 accounts to invest toward a down payment, kids, and more
50% discount on 1:1 coaching
Easy investing
Investing + Retirement planning
Retirement + 5 investment accounts
Easy investing
20% discount on 1:1 coaching
Investing + Retirement planning
30% discount on 1:1 coaching
Retirement + 5 investment accounts
50% discount on 1:1 coaching
Invest for future goals, save for the short term, and navigate your career — all in one place.
Tell us a bit about yourself and select a plan that works for you. Starting at $1/month. You can cancel anytime.
Membership gives you access to investing, banking, learning, and coaching. No minimums, no barriers, no hidden fees.
Monthly progress reports to celebrate when you’re on track to your money goals and help you adjust if you’re not.
Start investing for future goals, save for the short term, and navigate your career — all in one place. Plans start at just $1.
A no-minimum investing account to get started
20% discount on 1:1 coaching
Free group workshops on budgeting, investing, and more
FDIC-insured emergency fund
Cash back rewards with the Ellevest debit card
An Ellevest IRA and help planning for retirement
A no-minimum investing account to get started
30% discount on 1:1 coaching
Free group workshops on budgeting, investing, and more
FDIC-insured emergency fund
Cash back rewards with the Ellevest debit card
5 accounts to invest toward a down payment, kids, and more
An Ellevest IRA and help planning for retirement
50% discount on 1:1 coaching, with sessions starting at $125
Free group workshops on budgeting, investing, and more
FDIC-insured emergency fund
Cash back rewards with the Ellevest debit card
Everyone should have the opportunity to build wealth. We invest your money for you using our proprietary algorithm factoring in women’s pay gaps, career breaks, and longer lifespans.
You can earn an average 5% cash back from places you already shop — locally and nationwide — with the Ellevest debit card.
Quick tips, workshops, courses, and guides to learn at your own pace, created by our team of financial planners and career coaches.
We recommend how much you should save — down to the dollar. Our Concierge Team will help you roll over a 401(k) or transfer a traditional, Roth, or SEP IRA.
Access career coaching and financial planning with your Ellevest member discount to take the next step for your money and career.
Looking to invest $1M or more? Our dedicated team is here to help you reach your financial goals.
Whether it’s protecting your belongings or keeping your people financially supported after you’re gone, our insurance partners can help you find peace of mind.
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We founded Ellevest in 2014 after CEO and Wall Street veteran Sallie Krawcheck realized financial products weren’t serving women.
Ellevest was founded to help close the gender money gaps, but we welcome clients of all gender identities and expressions. Our digital investing platform uses gender-specific salary curves and longevity data to provide personalized recommendations and forecasts for your goals. Ellevest is only able to serve clients living in the contiguous US as well as in Alaska and Hawaii.
Absolutely. You can withdraw part or all of your available balance in your taxable investment account, your Spend account, and your Save account. (Depending on the account type, it may take up to five business days for money deposited into your accounts to become available).
You can access the funds in your Spend account through your Ellevest debit card.
Nope! We don’t charge a separate advisory fee on your assets in the membership services. Fees for your advisory services, execution, custody, and banking services (your Save and Spend accounts) are included in your membership fee.
The cost for a money membership at Ellevest varies by plan:
Ellevest Essential: $1 monthly fee
Ellevest Plus: $5 monthly fee
Ellevest Executive: $9 monthly fee
For the Ellevest Save & Spend accounts, there are no overdraft fees, no account fees, and ATM fees are reimbursed when using your card in the US.‡ If you make a purchase with your debit card outside the US, any international transaction fees will be charged to your account. If you use an ATM outside of the US, an International ATM withdrawal fee of $5 will be applied.
For an Ellevest membership, we bill monthly, on or near the date you became a member. Your linked bank account will be charged the monthly membership fee.
With Ellevest banking, you’ll get an Ellevest Spend account accessible from your Ellevest account, a custom Ellevest debit card, and an Ellevest Save account. You can earn 5% or more cash back when you shop local and at select brands nationwide, plus you can save your extra change with a roundup feature. There are no overdraft fees, no account fees, and domestic ATM fees are reimbursed.‡
Policygenius:
Ellevest is a paid partner of Policygenius. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”) is a licensed independent insurance broker. Policygenius receives a commission from insurance companies for the insurance policies it sells. Products may not be available in all states.
Lemonade:
Ellevest is a paid partner of Lemonade Insurance Agency, LLC (“LIA”), a licensed insurance agency providing quotes and policies for Lemonade Insurance Company (“LIC”). Insurance is provided by LIC. LIA receives compensation based on the premiums for the insurance policies it sells. Products may not be available in all states.
Ellevest may receive compensation from third party partners for referring you to such partners for non-investment consumer products or services. This marketing partnership gives Ellevest an incentive to refer you to these partners instead of businesses that are not partners of Ellevest. This conflict of interest affects the ability of Ellevest to provide you with unbiased, objective promotions about the products and services of its business partners. This could mean that the products and/or services of other businesses that do not compensate Ellevest may be more appropriate for you than the products and/or services of Ellevest’s business partners. However, you are not required to purchase the products and services that Ellevest promotes.
Ellevest is not affiliated with these third party partners and does not provide, nor does it guarantee, any third-party product, service, information or recommendation. Claims provided herein were provided by these third party partners and have not been independently verified by Ellevest. The third parties providing these products or services are solely responsible for them, as well as all other content on their websites. Ellevest is not liable for any third party’s failure with regard to those advertised products, services and benefits. These advertised products and services may not be FDIC insured or bank-guaranteed, may be subject to a different privacy policy than Ellevest, and may not be available in all states. You should check individual offers, products and services to become familiar with any applicable restrictions or conditions that may apply.
Ellevest reserves the right to refuse to award you the Promotional Offer if it determines, in its sole discretion, that the promotion was claimed under wrongful or fraudulent circumstances, that your participation is against the spirit of the program, that making payment would constitute a violation of your Ellevest Membership Terms and Conditions Agreement or applicable federal or state law, that the Promotional Offer is not applicable to the particular Ellevest membership service, or that incomplete or inaccurate information was provided. Ellevest reserves the right to end or modify any promotion at any time.
Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time.
Banking products and services are provided by Coastal Community Bank (“Coastal”), Member FDIC, pursuant to license by Mastercard International. Your Ellevest Save and Spend Account deposits will be insured to the regulatory limits by the FDIC through Coastal Community Bank, Member FDIC.
The Ellevest Rewards program is powered by Dosh, an unaffiliated third-party provider, which offers Ellevest banking members cash back on Ellevest debit card purchases from select merchants. Each Ellevest Rewards, Powered by Dosh program offer is available for a limited time only for qualifying purchases at participating merchants (subject to the particular offer and full program terms). Cash back amounts will vary and offers may become unavailable without notice. Additional terms, conditions and exclusions apply and can be found in the Ellevest Membership Terms and Conditions Agreement.
If you opt in to the Roundup Program for debit card purchases, each settled (i.e. fully completed) purchase transaction made with your Ellevest Debit Card will be rounded up to the nearest whole U.S. dollar. The amount rounded up will be transferred from your Ellevest Spend account to your Ellevest Save account (a "Transfer"). Foreign purchases are rounded up to the nearest whole dollar after the purchase is converted to U.S. dollars. ATM withdrawals and transactions in whole US dollars, e.g. $20.00, are excluded from the Ellevest roundup program. If, at the time of settlement of a purchase, your Ellevest Spend Account has insufficient available funds to cover the full amount of the Transfer, the Transfer will not be made. If a purchase is canceled or reversed for any reason (including disputes), the corresponding Transfer will not be reversed. You can opt out of the Ellevest roundup feature at any time.
Domestic ATM Transaction Fees will be reimbursed if a payroll direct deposit has been received within the prior 30 days of the ATM transaction settlement. International ATM withdrawal fee of $5 will apply.
Funds held in your Ellevest investment accounts are not FDIC insured, not guaranteed by Coastal, and may lose value. Ellevest does not guarantee investment performance.
Ellevest Membership fees are as follows: Ellevest Essential is $1 per month, Ellevest Plus is $5 per month, and Ellevest Executive is $9. Other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply.
2021 winner for Best Robo-Advisor for IRA Investing ©2017-2021 and TM, NerdWallet, Inc. All Rights Reserved.
Nerdwallet receives cash compensation for referring potential clients to Ellevest via advertisements placed on its website. Nerdwallet and Ellevest are not affiliated with one another and have no formal relationship outside of the solicitation arrangement.
Nerdwallet’s opinions are their own. Their ratings are determined by their editorial team after evaluating various robo-advisors based on their assets under management across the following rated criteria: low or no management fees (50%), expense ratios on available investments (20%), portfolio mix, including level of diversification, customization and specialty portfolio offerings (20%), and frequency of automatic rebalancing (10%).
The “Three Months Free” Promotional offer is offered to those who sign up for an Ellevest Membership service (Ellevest Essential, Ellevest Plus, or Ellevest Executive) on or before 12 AM EDT on 9.30.21 (the “Promotional Period”). Clients who enroll before the end of the Promotional Period will pay no Ellevest Membership fee for the first three months of their membership period, starting on the date the membership agreement is acknowledged. After three months from this date, the applicable fees for the Membership service selected will be reinstated.
The “Financial Wellness” Promotional offer is for those who 1) sign up for an Ellevest Plus or Ellevest Executive membership service and 2) make an initial deposit of $1 or more into an Ellevest non-retirement investment account on or before 11:59 PM EST on 10/20/2021 (the “Promotional Period”). This Promotional Offer cannot be applied to an annual or existing Ellevest membership service, and is only available to the first 500 eligible new Ellevest membership clients who redeem it before the Promotional Period ends. This Promotional Offer is not valid in conjunction and cannot be combined with any other offers or promotions. Membership clients who enroll with promo code “DOWELL” before the end of the Promotional Period will pay no Ellevest Membership fee for the first month of their membership period, starting on the date the membership agreement is acknowledged (the “Effective Date”). After 1 month from the Effective Date, the applicable fees for the Membership service selected will be reinstated and other fees as described in Ellevest’s Wrap Fee Program Brochure and the Ellevest Membership Terms and Conditions Agreement will continue to apply. Membership clients who enroll with promo code “DOWELL” and make an initial deposit of $1 or more to a non-retirement investment account within the Promotional Period will receive $20 added to their Ellevest investment account. Ellevest’s processing time for depositing $20 into a client’s Ellevest account may be up to 90 days after the Promotional Period ends. Ellevest reserves the right to refuse to award you the Promotional offer if it determines, in its sole discretion, that the promotion was claimed under wrongful or fraudulent circumstances, that your participation is against the spirit of the program, that making payment would constitute a violation of your Ellevest Membership Terms and Conditions Agreement or applicable federal or state law, or that incomplete or inaccurate information was provided. Ellevest reserves the right to end or modify any promotion at any time.
Ellevest doesn’t require Members to maintain a minimum investment account balance. However, there are portfolio-specific minimums (ranging from $1 to approximately $240). You may not receive the entire recommended portfolio until your account balance meets the respective portfolio minimum. Ellevest will not rebalance a portfolio until it meets the respective account balance minimum necessary to generate the required shares. This minimum is a function of portfolio allocation and the share price of individual holdings, which will vary.
Ellevest members making money moves
Sarah, 22
Building an emergency fund
Paying off student loans
Creating a budget that works
Arielle, 29
Buying her first home
Building a financial foundation
Negotiating a raise
Nikki, 34
Building a financial team
Talking about money with friends
Paying off debt
Sam, 47
Investing for impact
Building a charitable giving plan
Working with an executive coach