Take care of your financial future

Start investing for a retirement you’ll love with Ellevest.

Start where you are

Women retire with two-thirds as much money as men do, but live six to eight years longer. No matter where you are financially, the most important thing is to start investing with a company that recognizes and plans for these differences.

Retirement made easy


We recommend how much you should save by the time you retire — down to the dollar.


We factor in important realities of women’s lives, such as pay gaps, career breaks, and longer lifespans.


We invest and manage your money for you. We also make adjustments as you get closer to retirement. 

new workshop

Planning for your dream retirement

Join our online workshop, where Ellevest financial planners will help you understand how to answer the big retirement Q’s: How much will I need and how much should I invest today to reach my retirement dreams?

Support along the way

Get access to our dedicated support team, retirement specialists, and 1:1 sessions with a financial planner.

Retirement at Ellevest

Get a personalized plan that reflects all of your accounts, not just the ones with Ellevest. You won't pay any extra advisory fees — it's all included.


Roll over a 401(k) & 403(b)

Consolidate your retirement accounts to an IRA at Ellevest.

Ellevest’s SEP IRA is designed for single employee sole proprietorships.

Transfer an IRA

Got a traditional, Roth, or SEP IRA? Get started in transferring it to Ellevest in minutes.


Open an IRA

Open a traditional, Roth or SEP IRA — we’ll recommend a personalized investment plan.

Where women invest.

We get these questions a lot

How much does a retirement investment account at Ellevest cost?

We do not charge any additional fees for retirement accounts — it's all included in your Ellevest plan. Ellevest doesn’t charge a fee to move your outside retirement accounts over, either, but you might incur transaction and transfer fees from your current IRA, 401(k), or 403(b) provider. Please consult your retirement plan administrator for more information.

What’s the difference between a Roth IRA vs a traditional IRA?

In a traditional IRA, all earnings grow tax-free, and contributions may be tax-deductible depending on your financial situation. Withdrawals from the IRA account during retirement are typically taxed as income, and withdrawals before 59½ are subject to a 10% penalty from the IRS.

In a Roth IRA, the earnings also grow tax-free, but contributions are never eligible for a tax deduction. Unlike a traditional IRA, when you withdraw from a Roth IRA during retirement, the distributions are usually tax-free. Contributions to a Roth IRA (but not investment earnings) can be withdrawn without penalty at any time. Roth IRA investment earnings can be withdrawn after five years for certain approved reasons, such as a down payment for a first time homebuyer.

How does Ellevest determine whether I should open a Roth vs a traditional IRA?

Our recommendation on whether you should open a traditional IRA or a Roth IRA for your Retirement investing goal is based on our estimate of your eligibility to contribute to a Roth IRA. This estimate is based upon the salary you provided to us (or the household income, if you're married).